Running a small business? Accepting credit cards is crucial! Here’s a brief guide: For in-person transactions, a cost-effective option is using a mobile card reader or payment app linked to your phone. If you prefer more functionality, a point-of-sale (POS) system offers tools like inventory management, albeit at a higher price. For online sales, consider using shopping cart software for an easy setup that manages website creation and payments. If you seek greater control and customization, integrating a payment gateway with your site is ideal, although it demands technical expertise.



Source: https://www.accountiod.com/how-to-accept-credit-card-payments/

My freelance development clients are spread all over the world, and Ethereum was often requested as a payment method. I integrated https://0xprocessing.com/supported-coins/accept-payment-ethereum/ and it works flawlessly. Automatic conversion to stablecoins removes the risk of price fluctuations. I can track all payments easily, and clients appreciate the simplicity. Payments now come through faster and with fewer issues, which makes managing my business way less stressful.

I promised myself next year I'll close all my credit cards and debts. I'm just tired of it. It's time to start saving my own money so that if something comes up, I have my own financial cushion.

Great thought. And most importantly, having savings and putting money aside regularly is what a financially smart person does, thinking about today and tomorrow. Honestly, I'd recommend considering a deposit account, because even a classic bank deposit with minimal interest is way better than money just sitting under your mattress.